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Microgrants Open Now — 2026

31 US funding programs with a published ceiling of $10,000 or less are open as of November 1, 2026, and 30 of them are genuine grants. That ratio is unusual — in most slices of this catalog a third of what gets published as “grants” turns out to be loans or credits. Here the honest answer is a generous one, and the real question is a different one: which are worth the hour. Applications in this slice run from 15 minutes to 10 hours, 5 charge a non-refundable fee, and 11 never hand you cash — they pay back money you have already spent, or arrive as equipment. Every row below says which.

31microgrant programs open right now
32are genuine grants — 1 is a tax credit
4close by November 30, 2026
8take an hour or less to apply for

Updated October 16, 2026 — every ceiling, deadline, effort estimate and fee below was recomputed against the GrantCompass catalog on October 16, 2026. Monthly refresh, permanent URL.

See which of these you qualify for — free →A two-minute eligibility check ranks all 665 US programs against your business. No card, no pitch deck.

Applying to a women's grant this month? We draft applications for seventeen of them, free preview ↓

All 31 microgrants, banded by ceiling

Every open program with a published maximum of $10,000 or less, grouped into three bands because a $500 award and a $10,000 award are not the same decision. Each row carries the catalog’s application-hours estimate, what an hour of that application is worth at the ceiling, and any published fee. Filter by band, state, deadline type, fee or effort.

Showing 31 of 31 open microgrants

Open US microgrant programs with a published maximum award of $10,000 or less, as of November 1, 2026.
ProgramPublished amountWhat it isDeadline or statusEffortPer hour at ceilingFee
$1,000 and under — 9 programs, 9 of them grants
Coach K Legacy Grant
Monthly. A new $1,000 round opens after each cut-off.
$1,000 (monthly)Grant · cashRecurring — monthly0.75 hrs$1,333/hrNone
Business Freedom Grant
Final deadline December 31, 2026; the next review round closes November 15.
$1,000Grant · cashDec 31, 20261 hr$1,000/hrNone
Colorado Green Business Network (CGBN) Pre-Approved Equipment Grant
Paid in equipment from a fixed catalogue, never cash. First-come, first-served.
Up to $500 per business per grant cycleGrant · in-kindMay 1, 20274 hrs$125/hrNot stated
USDA Organic Certification Cost Share Program (OCCSP)
Paid back after you pay your certification bill. Your state agriculture department sets the window; no competition and no scoring.
Up to $750 per certification scopeGrant · reimbursedSet by your state2 hrs$375/hrNot stated
HerRise MicroGrant
Closes 11:59pm on the last day of every month. Priority to women of colour. $15 fee each cycle.
$1,000 per monthGrant · cashRecurring — monthly0.5 hrs$2,000/hr$15
Skip — Small Business Instant Grants
New drawings twice a week, Tuesdays and Fridays. Any US owner 18+.
$1,000 per winnerGrant · cashRecurring — twice weekly0.5 hrs$2,000/hrNot stated
The Awesome Foundation Micro-Grant
80+ independent chapters each award monthly — you may apply to more than one.
$1,000 monthlyGrant · cashRecurring — monthly2 hrs$500/hrNone
The Hustle Grant
Monthly; next winner announced November 15, 2026. No revenue minimum.
$1,000 (monthly)Grant · cashRecurring — monthly1 hr$1,000/hrNot stated
Etsy Seller Relief Fund
Active Etsy sellers only, and subject to fund availability.
Up to $500Grant · cashRolling1 hr$500/hrNot stated
$1,001 to $5,000 — 11 programs, 11 of them grants
Entreprenista Evolve Grant
Quarterly. Needs one year of operation and $100,000+ in revenue.
$5,000 (quarterly)Grant · cashNov 11, 20262.5 hrs$2,000/hrNot stated
Shophand $5k Small Business Boost Grant
Twice a year. $2,500 cash plus $2,500 of Shophand services; requires following four social accounts.
$2,500 cash + $2,500 Shophand servicesGrant · cashNov 30, 20261 hr$2,500/hrNone
Secretsos Small Business Grant
Quarterly, and applications do not roll over — you reapply each quarter. The Q4 2026 window closes December 31.
$2,500 (quarterly)Grant · cashDec 31, 20262.5 hrs$1,000/hr$15
Her Agenda Breakthrough Grant
Volume IV; winner announced March 2027. Requires an active (free) Her Agenda newsletter subscription. Fee is $12.50 for INSIDER members.
$5,000Grant · cashJan 19, 20271.5 hrs$3,333/hr$25
Tampa Entrepreneur Support Hub Microgrant
You cannot apply directly: a City-approved partner submits a referral form, and you must finish technical assistance first.
$1,500–$3,000Grant · cashFeb 15, 202710 hrs$300/hrNot stated
Colorado Green Business Network (CGBN) Efficiency Grant
Award band ($1,500 / $3,000 / $4,500) depends on your Colorado EnviroScreen percentile. The project must not be finished before you apply.
Up to $1,500-$4,500 depending on Colorado EnviroScreen scoreGrant · cashMay 1, 20276 hrs$750/hrNot stated
Utah Technology Innovation Funding (UTIF) — SBIR/STTR Microgrant
Pays you to write a federal SBIR/STTR Phase I proposal. Needs pre-approval from the Utah Innovation Center first.
Up to $5,000 (Microgrant)Grant · cashRolling5 hrs$1,000/hrNot stated
Baltimore Facade Improvement Grant (FIG)
1:1 match, reimbursed after completion, and it must be approved before any work begins.
$10,000–$50,000 by FIG type (most 1:1 match)Grant · reimbursedRolling10 hrs$500/hrNot stated
Foundation for Contemporary Arts — Emergency Grants
Only for a committed, scheduled performance or exhibition. Apply 8–10 weeks ahead. Average award about $2,200.
$500–$3,000Grant · cashRolling5 hrs$600/hrNot stated
Freed Fellowship Grant
$500 every month plus a $2,500 year-end award. $19 fee each time you enter.
$500/mo + $2,500 year-endGrant · cashRecurring — monthly2 hrs$1,250/hr$19
AdIQ Cares Small Business Grant Program
Winners picked in March, June, September and December. AdIQ customers only.
$2,500 (quarterly)Grant · cashRecurring — quarterly0.25 hrs$10,000/hrNot stated
$5,001 to $10,000 — 11 programs, 10 of them grants
Hey Helen Grant
A new $10,000 round every month. $15 administrative fee.
$10,000 (monthly)Grant · cashNov 30, 20262.5 hrs$4,000/hr$15
Global NY STEP — New York State Trade Expansion Program
First-come until funds run out. The catalog carries two conflicting dates (cycle text says August 31, 2026; the date field says 2027) — verify with Global NY.
$2,000–$5,000 per activityGrant · reimbursedRolling3 hrs$3,333/hrNot stated
Washington STEP Export Voucher Program
Up to three vouchers a year, each capped at 75% of eligible costs. Apply before the export activity, never after.
Up to $10,000/yearGrant · reimbursedRolling4 hrs$2,500/hrNot stated
SF Shines Storefront Improvement Grant
Reimbursed against receipts for completed work. Free design services included.
Up to $10,000Grant · reimbursedRolling8 hrs$1,250/hrNot stated
Portland Small Business Repair / Restore Grant
Catalog ceiling is $10,000; the program’s own page states a $25,000 lifetime cap per business, and past grants averaged roughly $3,500.
Up to $10,000Grant · reimbursedRolling4 hrs$2,500/hrNot stated
Delaware Compass Grant
50% reimbursement, and explicitly not open to startups — one year in business minimum.
$10,000 per fiscal year per company (50% reimbursement)Grant · reimbursedRolling3.5 hrs$2,857/hrNot stated
Colorado State Trade Expansion Program (STEP) Grant
Apply four to six weeks before the export activity.
Up to $15,000 per yearGrant · reimbursedRolling5 hrs$2,000/hrNot stated
MassCEC Clean Energy Internship Program for Employers
Reimburses wages you have already paid an intern. Three sessions a year plus rolling construction placements.
$4,320–$8,640 per internGrant · reimbursedRolling5 hrs$1,728/hrNone
South Carolina Apprenticeship Tax Credit
Not a grant. It reduces South Carolina income tax and is worth nothing if you owe none. Apprentice must complete seven months.
Up to $4,000 per apprentice/yearTax creditRolling10 hrs$800/hrNot stated
Oregon Export Promotion Program (OTPP)
Apply at least 60 days before the activity starts. Reimburses up to 50%.
Up to $7,500Grant · reimbursedRolling5 hrs$1,500/hrNot stated

SourcesWashington State Department of Commerce — STEP Export Voucher Program·MassCEC — Clean Energy Internship Program for Employers·Foundation for Contemporary Arts — Emergency GrantsChecked 5 September 2026.

Short answer

31 microgrant programs are open as of November 1, 2026, and 30 of them are real grants. The single exception is the South Carolina Apprenticeship Tax Credit, which reduces a tax bill rather than paying cash. 4 have a firm cut-off in November 2026; 6 more carry a later date; 6 run a recurring cycle with no fixed date; 15 take applications year-round. “Open” here means the program’s status is active and its intake is rolling or dated on or after today — it does not mean money remains, because several of these are first-come and stop when the appropriation runs out.

Apply-Ready

Applying this month? We'll draft it with you.

For these seventeen grants (six of them only for women-owned businesses), answer a few short questions once and we draft your application from what you tell us: only your facts, with a blank wherever the judges want a detail only you know. You submit it yourself.

You see a free preview first and pay only if you want the full draft: $9 per grant. You can add the other month-end grants you qualify for at $5 each (never more than $15 extra).

Close at the end of every month

Other deadlines

What the microgrant applications actually ask

Quick answer

We read the live application forms for eighteen private essay grants. Most ask the same three things: what your business is, why it matters to you, and exactly how you would spend the money. The shortest is the HerRise MicroGrant (two answers of up to 250 characters each); the longest is the Tory Burch Foundation Fellows Program (eight written questions). Entry fees run from nothing (Business Freedom Grant) to $25.

Which of these close next

One of the eighteen closes on November 6, 2026: Sephora Beauty Grant. After that, the Business Freedom Grant has a review round closing November 15, 2026 and a final deadline of December 31, 2026; the Tory Burch Foundation Fellows Program closes November 17, 2026; the Amber Grant for Women closes November 30, 2026; the Freed Fellowship Grant closes November 30, 2026; the HerRise MicroGrant closes November 30, 2026; the Hey Helen Grant closes November 30, 2026; the IFW Startup Accelerator Grant closes November 30, 2026; the YippityDoo Big Idea Grant closes November 30, 2026; the Hiring Our Heroes Small Business Grant closes December 15, 2026; the Outta Excuses Small Business Empowerment Grant closes December 31, 2026; the SecretSoS Small Business Grant closes December 31, 2026; the Her Agenda Breakthrough Grant closes January 19, 2027. The Hustle Grant: Monthly (winner named on the 15th; The Hustle announces each cutoff in its newsletter). Seated Together Small Business Microgrant: Rolling; reviewed in quarterly cycles. Hustler's MicroGrant: Applications open monthly (no published closing date). Awesome Foundation Micro-Grant: Rolling; most chapters choose a project each month. Thiel Fellowship: Rolling: applications are accepted year round. Each link opens that grant’s page with the draft form ready.

What each form asks, shortest application first. The question wording for each grant is on its own page, and a dash means we found no hard cap on the form.

GrantAwardEntry feeWritten questionsForm limitWhat the judges look forWho can applyDeadline
Amber Grant for Women$15,000 monthly (plus $75,000 year-end grants)$152—Your story: passion, business savvy and vision; Your plan to grow or start the business; Exactly how you'd spend the $15,000Women-owned businessesLast day of each month
HerRise MicroGrant$1,000 monthly$152250 characters per answerThe essence of your business story; A specific use for the $1,000Women-owned businessesLast day of each month
Hustler's MicroGrant$1,000 monthly$152250 characters per answerVision; Impact; How the funding moves the business forwardAny founderApplications open monthly
Outta Excuses Small Business Empowerment Grant$3,000 (one winner each quarter, plus 30 days of weekly coaching)$152—Your story and what you've pushed through; What the business does and who it serves; Real progress so far; A specific use of the $3,000; How the money and coaching help you growAny founderDecember 31, 2026 at
The Hustle Grant$1,000 monthly$152—Your story: passion, business skills and vision; How you'll grow or start the business; Exactly where the $1,000 goesWomen-owned businessesMonthly
Awesome Foundation Micro-Grant$1,000 (no strings attached; most chapters give one a month)$032000 characters per answerA clear, specific project people can picture; Something new or experimental that delights or inspires; Benefit to the chapter's community, not only to you; A visible difference made by $1,000; Roots in the community you're applying toAny founderRolling; most chapters choose a project each month
Freed Fellowship Grant$500 monthly (plus a $2,500 year-end grant)$193—Context: your market; Content: your core story; Community: who you've found or built; Chemistry: what makes you special; Commerce: your business modelAny founderLast day of each month
IFW Startup Accelerator Grant$5,000 (one winner)$531000 characters per answerVision and story: clarity of purpose, passion, your connection to the business; Use of funds: a specific plan for how $5,000 reaches a concrete next milestone; Potential for success and impact, socially or commerciallyAny founderNovember 30, 2026
Sephora Beauty Grant$100,000 (one grant, plus pro-bono consulting and a meeting with Sephora merchants)$03—The founder's background and 'why'; The problem the product solves and why it beats competitors; Proof of traction: sales, marketing metrics, retail relationships; A specific plan for the $100,000 and what it achieves; Fit for prestige beauty retail: customer, differentiation, positioningAny founderNovember 6, 2026
Business Freedom Grant$1,000$04150–250 words per answerClarity of your business idea (3 pts); Feasibility of your plan (3 pts); Impact of the grant (2 pts); Passion and commitment (2 pts)Any founderDecember 31
Hey Helen Grant$10,000 monthly$154—Your drive and determination; A clear, realistic plan for the money (within 6 months); Evidence you can sustain and grow what you've built; A compelling vision for the futureWomen-owned businessesLast day of each month
Seated Together Small Business Microgrant$750 (up to $1,000 for veteran-owned businesses)$54300 words per answerDemonstrated business need; A specific, feasible use of the funds; Potential for business growth; Community impact or jobs; Fit with the program's purposeAny founderRolling; reviewed in quarterly cycles
SecretSoS Small Business Grant$2,500 each quarter$154—Use of funds, tied to a listed purpose (45%); Your qualities: passion, commitment, drive (40%); Your business: mission and the need it meets (15%)Women-, veteran- or minority-owned, or turned down for a bank loanLast day of each quarter (March 31, June 30, September 30, December 31)
YippityDoo Big Idea Grant$1,000 monthly$154—Vision: your big idea (40%); Passion: why it matters to you (40%); Use: where the $1,000 goes (20%); Voice: an authentic story in your own wordsWomen-owned businessesLast day of each month
Hiring Our Heroes Small Business Grant$10,000 (four winners) or $25,000 (grand prize)$062000 characters per answerLeadership and impact in your local community (33.3%); Contribution to local economic growth: jobs, skills, services, tax base (33.3%); An effective path to business success (33.3%)Any founderDecember 15, 2026
Her Agenda Breakthrough Grant$5,000 (one winner)$257200–300 words per answerBusiness clarity; Potential impact of the grant; Alignment with Her Agenda's mission; ReadinessAny founder, in business a year or moreJanuary 19, 2027
Thiel Fellowship$250,000 over two years$08—What you're building now, concretely; Things you've built before; Original views on important problems; Honest, personal answersAny founderRolling: applications are accepted year round
Tory Burch Foundation Fellows Program$2,000 education grant plus a year of the Fellows program (coaching, advisors, an in-person Founder's Circle event)$08200–250 words per answerPositive, lasting impact from the business; What sets the business apart; The problem it solves; Your passion and the obstacles you've overcome; Real traction and room to grow; Specific, substantive answersAny founderNovember 17, 2026 at

Two things follow from the table. A short form is not an easy one: a 250-character limit leaves room for one or two sentences, so every word has to carry a fact. And four of the eighteen publish point or percentage weights, which differ from funder to funder, so read them before deciding where to spend your words.

GrantCompass drafts all eighteen of these applications from your own answers: four short questions, a free preview with no card, and $9 for the full draft. We use only what you tell us, and you submit it yourself on the funder’s form. Start from the box above, or read how the drafting works.

Closing in November 2026

4 microgrants have a firm cut-off between today and November 30, 2026, sorted soonest first. Every one is a grant, and several of them reopen — a monthly or quarterly close is a cadence, not a last chance.

10 days

Entreprenista Evolve Grant

$5,000 (quarterly) · closes Nov 11, 2026 · 2.5 hrs · Nationwide

27 days

Coach K Legacy Grant

$1,000 (monthly) · current round closes Nov 28, 2026 · 0.75 hrs · Nationwide

29 days

Hey Helen Grant

$10,000 (monthly) · closes Nov 30, 2026 · 2.5 hrs · Nationwide

29 days

Shophand $5k Small Business Boost Grant

$2,500 cash + $2,500 Shophand services · closes Nov 30, 2026 · 1 hr · Nationwide

How we built this. Days-until-close is measured from November 1, 2026. A program appears here only if the catalog holds a specific published deadline date in November 2026; the next dated cut-offs after that are December 31. Recurring programs whose next cut-off is described but not dated (“the last day of each month”) are deliberately excluded from this list and sit in the recurring lane of the table instead. The Women Founders Grant and the Galaxy Grant both closed October 31, 2026 with no new date posted, and have left the open count. Three programs that closed earlier in October also left it: the Royal Credit Union Small Business Grant (closed October 1), the Botetourt County Small Business Grant (closed October 2) and the Tadlock Veteran Small Business Grant (closed October 15). The Iowa Tourism Marketing Grant (closed September 30) and Outta Excuses (between quarterly periods, next dates not posted) left earlier. The NASE Growth Grant takes applications any time and reviews them quarterly.

The three bands, and why they are different decisions

Every list of microgrants prints them as one pile. They are not one pile. The work is roughly constant across the bands while the money is not, so the calculation a founder should run changes completely between them.

9$1,000 and under. Median ceiling $1,000, median effort 1 hour. The application is the whole cost.
11$1,001–$5,000. Median ceiling $3,000, median effort 2.5 hours. The fattest band, and the one most founders should live in.
11$5,001–$10,000. Median ceiling $10,000, median effort 5 hours — and where the matches, the reimbursements and the geography gates live.

$1,000 and under — volume, not selection

Nine programs, all grants, and five of them recur every month or every week. Skip draws twice weekly and HerRise closes on the last day of every month; both take about half an hour. At this size the sensible strategy is not to write a better application, it is to be in more draws: the same half-hour of material can be reused across The Hustle Grant, Coach K, Business Freedom and the Awesome Foundation, whose 80-plus chapters each award separately. The two exceptions that are worth reading carefully rather than firing at: USDA OCCSP, which is not competitive at all — any certified organic operation qualifies for up to $750 back — and Colorado’s pre-approved equipment grant, which is four hours of work for at most $500 of hardware and never any cash.

$1,001 to $5,000 — the band that actually pays

Eleven programs, all grants, and the best effort-to-award ratios on the page sit here. AdIQ Cares takes about 15 minutes for a $2,500 award. Shophand asks an hour, charges nothing, and pays $2,500 in cash plus $2,500 in services. Against those, Tampa’s Entrepreneur Support Hub wants ten hours, a completed technical-assistance course and a referral form you cannot submit yourself, for a maximum of $3,000 — genuinely worth it if you are a low-income Tampa microenterprise who wants the coaching too, and a poor trade if you only want the money.

$5,001 to $10,000 — where the conditions arrive

Eleven programs, ten of them grants. This is the only band where the money is large enough to be worth real paperwork, and it is also where almost every condition on this page lives: five of the six programs that require a cash match are here, as are most of the ten reimbursements. The state export vouchers — Washington, New York, Colorado, Delaware and Oregon — all cap around $10,000 but reimburse only half of what you spend, so the real question is whether you were going to that trade show anyway. The cleanest cash award in the band is the Hey Helen Grant: $10,000, unrestricted, roughly two and a half hours, $15 to enter, and a new round every month.

Which are worth the hour

Quick answer

Divide the published ceiling by the published application-hours estimate and the spread across these 31 programs is enormous: from $125 an hour at the bottom to $10,000 an hour at the top, for work that is qualitatively similar. The median is about $1,000 an hour in the smallest band, $1,000 in the middle one and $2,000 in the largest. That number is the value of an hour if you win, which is why it is a filter and not a forecast.

The best hours on this page are the shortest ones. AdIQ Cares publishes a 15-minute application against a $2,500 award — about $10,000 for the hour. (The Galaxy Grant, the other 15-minute form, closed its round on October 31, 2026; the next round has not been announced.) Skip and HerRise come next at roughly $2,000 an hour. Then the Hey Helen Grant at $4,000 an hour for its $10,000 ceiling. None of these asks for a business plan, and that is exactly why they attract thousands of entrants.

The worst hours are not the small awards — they are the small awards with institutional paperwork. Colorado’s pre-approved equipment grant is the floor of this page at roughly $125 an hour: four hours of registration and forms for up to $500 of hardware, delivered as equipment rather than money. Tampa’s microgrant is $300 an hour and gated behind a partner referral. Baltimore’s Facade Improvement Grant is $500 an hour, and it also wants a 1:1 match and pays only after the work is finished. Nobody writing a microgrant listicle says any of this, because the arithmetic is unflattering to the listicle.

Microgrants stop well short of larger awards, and which programs pay $50,000 to a small business lists the programs that go further.

Now discount it by your odds, because the ratio does not include them. A fifteen-minute application that anyone in the country can file is competing against everyone; a ten-hour application that only a low-income microenterprise in one city can file, through a City-approved partner, is competing against a far smaller pool. On raw arithmetic that grant looks like a worse hour. On expected value it is very often the better one, and the same logic makes a single city’s facade program more winnable than any national monthly draw. 15 of the 31 programs here are tied to a single state or city, across 11 states — and those are the ones a national list will never show you.

How the per-hour figure is computed. Published maximum award ÷ the catalog’s estimatedApplicationHours for that program, rounded to the dollar. It is deliberately naive: it assumes you win, and it assumes you win at the top of a range, so for a program that pays $2,000–$10,000 it reports the $10,000 case. It ignores the probability of winning entirely, because we will not publish an approval-odds number on a free page. Use it to rule things out, not to rank things in.

The application fees nobody prints

5 of the 31 programs on this page charge a non-refundable application fee, between $15 and $25. All 5 are private or foundation-run; no government program in this slice publishes one. 5 state explicitly that applying is free. The remaining 21 say nothing either way, which is not the same as saying it is free.

In absolute terms the fees are small. Against the award they are trivial if you win: $15 on the Hey Helen Grant’s $10,000 is 0.15%, and $25 on the Her Agenda Breakthrough Grant’s $5,000 is half a percent. The number that matters is the other one — the fee is 100% of your cost when you do not win, and most applicants do not win. The Freed Fellowship is the clearest case: $19 to enter, a $500 monthly award, and a cycle that repeats every month, so a founder who enters all year has spent $228 chasing $500. That can still be a rational bet. It should be a knowing one.

A fee is not by itself a warning sign — Her Agenda and HerRise are long-running, well-documented programs, and several waive or halve the fee for members and subscribers. What should stop you is a fee that scales with the award, a fee paid to a third party rather than the funder, or a “grant” that asks for bank details before it has selected anyone. None of those patterns appear in this slice. Where a program on this page charges, the amount is in the fee column of the table above.

How to tell a real microgrant from a fake

Quick answer

A real microgrant may charge a small flat fee to enter, but it never charges you to receive the money, never asks for bank account or login details before it has chosen you (an entry fee at checkout is different), and never finds you through a message saying you have already won. WomensNet, which runs the Amber Grant, puts it in one line: “We NEVER ask for money to disburse our grants.” Anything that breaks one of those three rules is not worth the risk, whatever name it uses.

The fee section above covers whether a $15 entry is worth paying; this covers whether the program is real. Fakes borrow real grants’ names and arrive as texts, emails and direct messages. The Federal Trade Commission’s rule for grant offers holds here too: “Never share your financial or personal information with anyone who contacts you.”

What real programs do

  • Take entries on their own website and show a flat fee before you pay. HerRise, Hustler’s, Hey Helen and SecretSoS each state $15.
  • Charge nothing after you win. Hey Helen: there are no fees “if you’re selected as a grant recipient.”
  • Ask for payment details only after choosing you. Hey Helen pays its winners by ACH.
  • Name past winners. Amber, Hey Helen, HerRise, Freed and Hustler’s all list theirs.

What fakes do

  • Contact you first to say you qualify or have won, often by text or direct message.
  • Ask for a “processing”, “release” or tax fee before paying out.
  • Ask for your bank login or card number to “deposit” an award you never applied for.
  • Use a real grant’s name on a different website or social account, or charge a fee that grows with the award.

If a message does any of these, do not reply. Report it to the Federal Trade Commission at ReportFraud.ftc.gov, and tell the real funder that someone is using its name.

See which grants you qualify for, from the funders themselves →

Cash, reimbursement, or equipment — it matters more than the number

Quick answer

19 of these 31 programs pay you cash when you are selected. 10 pay you back only after you have already spent the money, 1 arrives as equipment rather than cash, and 6 require you to put up matching funds of your own. A $10,000 award that reimburses half of a $20,000 trade-show trip is not a microgrant for a business that does not have $20,000.

Reimbursement is the quiet condition on the upper band. Every state export voucher here works this way, as do the facade and storefront programs: SF Shines and Portland’s repair grant both pay against receipts for completed work, and Baltimore’s FIG combines reimbursement with a 1:1 match and prior approval. MassCEC’s internship program reimburses a wage you have already paid. None of that makes them bad — they are among the most winnable programs on this page, because far fewer businesses can float the cost — but they are working-capital decisions, not free money.

Two rows are not cash at all. Colorado’s pre-approved equipment grant ships you LED fittings and aerators from a fixed catalogue. The South Carolina Apprenticeship Tax Credit is the one program here that is not a grant at all: it reduces a South Carolina income tax bill by up to $4,000 per apprentice per year, which is worth exactly nothing to a business that does not owe South Carolina income tax. It is on this page because it appears on published microgrant lists, labelled, rather than quietly counted as a grant.

The reimbursement that costs nothing extra. The exception worth knowing is USDA’s Organic Certification Cost Share, which pays back up to 75% of a certification fee you were always going to pay, up to $750 per scope, with no competition and no scoring. It was defunded in early 2025 and restored on July 4, 2025 through FY2029, which is why several lists still show it as dead. Any certified organic operation qualifies; you apply through your state agriculture department, which sets its own window.

If you need licensed kitchen space rather than cash, see who funds commissary and shared kitchens.

The ones that come back — and why the calendar is the hard part

14 of the 31 programs on this page run on a repeating cycle — monthly, quarterly, twice-yearly, or in Skip’s case twice a week. Missing one is not losing an opportunity; it is waiting thirty days.

This is the structural difference between microgrants and the big state and federal programs, and it changes what a founder should actually be good at. A $500,000 manufacturing grant rewards a strong application. A $1,000 monthly microgrant rewards showing up every month with a reasonable one. The Awesome Foundation takes that furthest: 80-plus independent chapters, each awarding $1,000 a month against its own theme or city, and you may apply to more than one. NASE’s Growth Grant accepts applications any time and reviews them each quarter (April, July, October and January), so a member who applies today is judged in the next review. Secretsos runs quarterly and explicitly does not roll applications over — you resubmit each quarter or you are not in it.

The practical failure is not rejection, it is drift: a founder applies to three microgrants in one motivated week, wins none of them because most people win none of them, and never applies again. The programs that reward persistence are precisely the ones a person cannot hold in their head. That is what a deadline watch is for, and starring a program in the database puts it on one — free, no subscription.

How monthly microgrant winners are picked, and whether your entry carries over

Quick answer

Almost every monthly microgrant is picked by people, not by lottery: a committee, advisory board or independent panel chooses one winner a round. Skip’s Instant Grants are the exception, drawn live. None of the ten funder pages we read gives an applicant count, so expect silence most months and treat each entry fee as a cost, not a deposit.

8 of 10say a person or panel chooses. Skip draws at random; YippityDoo does not say.
3 of 10keep one entry in later rounds: Hey Helen, The Hustle Grant, and Amber’s Business Category grant.
1 of 10gives every applicant written feedback: the Freed Fellowship.
0 of 10funder pages we read give an applicant count. HerRise and Hustler’s notify winners only.
Who picks the winner, whether an entry carries over, and how applicants find out, for ten recurring microgrants
GrantWho picks the winnerDoes one entry carry over?How you find out
Amber Grant (WomensNet)The WomensNet team shortlists finalists, then votesMain grant: that month only. Business Category grant: 12 months. The same email cannot apply again within 3 monthsWinners announced by the 21st of the following month
Hey Helen GrantAn independent selection panelYes: kept on file for 12 monthly roundsAnnounced by mid-month. Reviews take about 45 days, so an October entry is first in the round announced in mid-December
HerRise MicroGrantA HerSuiteSpot committee, one winner a monthThat month only; you may apply again the next monthRevealed at the next month’s First Friday Mixer; only winners are notified
Hustler’s MicroGrantHerSuiteSpot selects finalists, then a winnerNot stated; applications open monthlyOnly winners are notified
YippityDoo Big Idea GrantNot named on the grant page; one award a monthNot statedNotification on or around the 15th of the following month
Freed Fellowship GrantFreed reviews and scores every applicationThat month’s cycleEvery applicant gets a Freed Score and written recommendations
The Hustle GrantAn advisory boardYes: one application is considered for ongoing monthly roundsWinners announced in the program’s newsletter
SecretSoS Small Business GrantSecretsos, against three published criteriaNo: you reapply each quarterWinners announced on the last day of the month after the quarter closes
Awesome FoundationEach chapter’s trustees, who fund the $1,000 from their own pocketsApply to one chapter or several; you can reapplyNo word within a few months means not chosen
Skip Instant GrantsMultiple live drawings per week, streamed on YouTubeApply any time to be entered in upcoming drawingsLive, on the stream

What this means for how you enter. Where one entry lasts a year, entering again adds nothing unless the business has changed. Where entries expire with the round (HerRise, SecretSoS, Freed), you stay in only by entering again. And where only winners hear back, a quiet month is a no, not a delay.

Quarterly and twice-yearly rounds, and which of them are taking entries: small business grants open now →

A monthly entry routine for the month-end microgrants

Quick answer

Write your answers once and spend about an hour in the last week of each month entering the grants that close that day. Enter Hey Helen once a year, Amber at most every three months (the same email cannot apply sooner) and SecretSoS once a quarter. A women-owned business under $1 million in revenue then sits in 68 draws a year for $903 in fees, or 20 draws for $135 on the lean version.

Microgrants reward the founder still entering in month eight. This routine follows each funder’s own rules on closing day, carry-over and fee. For what each award pays over a year, see monthly grants for women, compared over a full year.

  1. Once: build an answer bank.Your story at three lengths, one proof line with a real number, and a spending plan priced at $500, $1,000, $2,500 and $10,000.
  2. Early in the month: the chapter windows.Some Awesome Foundation chapters take submissions only in a set window, such as the 1st to the 10th. Check your chapter’s page.
  3. Mid-month: results, and one update.YippityDoo notifies around the 15th, Hey Helen announces by mid-month, Amber by the 21st. Add any new number to your proof line.
  4. Last week: enter the month-end grants.HerRise, Freed, YippityDoo and Hustler’s each take a fresh entry for the month. Amber gets an entry if three months have passed since your last one. Hey Helen only if you have never entered, your entry is more than 12 months old, or something real has changed.
  5. March, June, September and December: add SecretSoS.Its window is the calendar quarter, and entries do not roll over.

Your routine: 68 draws a year for $903 in fees

Entries, draws and entry fees a year for seven recurring microgrants, following the funders' own rules
GrantWho can enterOne entry coversFee per entryEntries a yearDraws a yearFees a year
Amber Grant50%+ women-owned, US or CanadaThat month (category grant: 12 months)$1544$60
Hey Helen Grant50%+ women-owned, under $1M revenue12 monthly rounds$15112$15
HerRise MicroGrant51% women-owned, under $1M revenueThat month$151212$180
YippityDoo Big Idea GrantFor-profit, 50%+ owned and run by a womanNot stated; counted monthly$151212$180
Freed Fellowship GrantAny US for-profit small businessThat month’s cycle$191212$228
Hustler’s MicroGrantAny US small-business ownerNot stated; counted monthly$151212$180
SecretSoS Small Business GrantUS business; women, veterans, minorities and those denied a bank loan preferredThat quarter$1544$60
Full routine, all seven57 entries68 draws$903

The lean version. One $15 Hey Helen entry sits in 12 rounds; Amber and SecretSoS add eight entries for $120. That is 20 draws for $135 a year. Add the $15-a-month grants only if you have something new to say each month, and Freed at $19 if its written feedback is worth that on its own. Amber waives its fee on request by email.

Start with the one entry that lasts a year: the Hey Helen Grant →

What a strong 250-character microgrant answer looks like

Quick answer

A strong short answer names what the business sells and where, gives one number that proves it is real, and prices the spending to the dollar. A weak one spends its characters on passion, which every entrant claims. The HerRise MicroGrant and Hustler’s MicroGrant cap each answer at 250 characters.

The Amber Grant tells applicants not to “sound corporate” and says it wants no formal business plan. Below is an illustration we wrote for an imaginary Tulsa bakery, not a real application or past winner. The character counts are exact.

The story question

Weak208 of 250 characters

I am a passionate entrepreneur who has always dreamed of owning my own business. I love helping people and I work very hard every single day to make my dreams come true. This grant would truly change my life!
No product, place or number. It could be any entry.

Strong209 of 250 characters

Rise & Rye is a home bakery in Tulsa I started in 2024. I sell sourdough at two farmers markets and to 3 cafes, about 140 loaves a week. I bake every loaf myself before my day job; my regulars know me by name.
What, where, how big, and the effort behind it. The passion shows without the word.

The use-of-funds question

Weak162 of 250 characters

I would use the money to grow my business, buy supplies and equipment, and do more marketing so I can reach more customers and take my business to the next level.
Vague categories, no amounts.

Strong180 of 250 characters

$1,000 buys a second proofing cabinet ($640) and a year of market-stall fees ($360). That lets me bake 60 more loaves a week, enough to supply a fourth cafe that has already asked.
Two priced items that add up to the award, and what they produce.

One story, three lengths

The same facts serve every form. Write the longest version first, then cut.

Answer length limits on the microgrant application forms and what fits in each
Limit on the formGrants that use itWhat fits
250 charactersHerRise, Hustler’s MicroGrantTwo to four sentences: what you sell, one number, one priced use
150 to 300 wordsBusiness Freedom, Seated Together, Her AgendaThe short version, plus your customers and the milestone the money reaches
1,000 to 2,000 charactersIFW Startup Accelerator, Awesome Foundation, Hiring Our HeroesA short paragraph each on the problem, the proof and the plan

For the quickest forms overall, by the hours each one takes, see the easiest small business grants.

Draft your HerRise answers from your own facts: free preview, $9 for the full draft →

The numbers behind “microgrants open now”

31 programs from the 736 in the GrantCompass catalog are listed here: each publishes a ceiling of $10,000 or less and is open as of November 1, 2026. The median ceiling among them is $4,500 and the median application takes 3 hours.

Who funds the 31 open microgrants

  • Private / foundation 15
  • State 10
  • Municipal / county 5
  • Federal 1

How the 31 programs actually pay out

Cash on selection
19 programs
Reimbursement after you spend
10 programs
Requires a cash match
6 programs
Charges an application fee
5 programs
In-kind equipment, never cash
1 program
Methodology. Computed from the GrantCompass verified US catalog of 736 US funding programs, snapshot of October 16, 2026. The slice is defined as: catalog amountMax ≤ 10000 AND programStatus active AND (rolling intake OR deadlineDate ≥ 2026-10-16). 33 programs were listed on October 16; on November 1, 2026 the Women Founders Grant and the Galaxy Grant, both closed October 31, were removed, so 31 are listed. Three more records pass the same numeric filter today and are not yet in the table: the NASE Growth Grant, the YippityDoo Big Idea Grant and the Montana Tribal Tourism Small Business Grant. Program type comes from the catalog’s fundingType field, which is why exactly one row is labelled a tax credit rather than a grant. Effort is the catalog’s estimatedApplicationHours; per-hour value is amountMax ÷ those hours. Payment form is assigned only where the program’s own published description uses the word reimburse or describes in-kind goods, so it under-counts rather than guesses. Fees are taken from published program terms; “not stated” means the catalog record does not record one, not that none exists. One caveat we would rather print than hide: the Portland Repair Grant is in this slice on the catalog’s $10,000 ceiling, while the program’s own page states a $25,000 lifetime cap per business — it is included for consistency with our sibling pages and flagged here rather than silently dropped. Two further records carry internally inconsistent dates or amounts, noted in the relevant rows.

Every row carries locked intel

Knowing a microgrant exists is the easy half. Every row in the table above also carries a Win Layer — our analysis of who actually wins it and why applications fail. Of the 31 programs on this page, 28 carry at least five of the seven Win Layer fields.

A single program’s brief is $9. Pro unlocks all seven fields on all 665 programs plus deadline alerts, at $49/mo or $249/yr.

See what Pro unlocks →

Work the full database, not one page

This page is one slice, computed on October 16, 2026. The database holds all 665 US programs with what is true about each: type, level, status, deadline and who it is genuinely for. Filter to small awards that are open, star the ones that fit, and we watch the cut-offs for you. Free.

Open the small-award view →

Frequently asked questions

What counts as a microgrant?

There is no official definition. In practice the US small-business world uses it for awards up to about $10,000, which is the line this page draws: 31 open programs publish a maximum of $10,000 or less. The label matters less than the shape — microgrants tend to be privately funded, lightly documented, frequently repeated, and decided in weeks rather than the six to nine months a federal award takes. 15 of the 31 here are run by companies or foundations, which is why the cadence is what it is.

Which microgrants are open right now?

All 31 in the table above, as of November 1, 2026. 4 have a firm cut-off in November: the Entreprenista Evolve Grant on November 11, the Coach K Legacy Grant’s current round on November 28, and the Hey Helen Grant and Shophand Boost Grant on November 30 (the Women Founders Grant and Galaxy Grant rounds closed October 31, with no new date posted, and have left the list). 6 more carry a later date, and 6 run a recurring cycle with no fixed published date — Skip twice a week, HerRise, The Hustle Grant, Freed and the Awesome Foundation monthly, AdIQ Cares quarterly. The remaining 15 take applications year-round. This page recomputes monthly; confirm the current cut-off on the program’s own page before you build a week around it.

For values-led founders from marginalized groups, the TRANSFORM Business Grant pairs a microgrant with mentorship, but it opens only in short windows.

Are microgrants that charge an application fee legitimate?

Often, yes. 5 of the 31 programs here charge $15 to $25, and they include long-running, well-documented awards. The fee is how several small private programs cover platform costs, and some waive or halve it for subscribers and members. What a fee does is change the arithmetic: it is non-refundable, and for a recurring program you pay it every cycle you enter. The patterns that should actually stop you are different ones — a fee proportional to the award, a fee collected by a third party rather than the funder, or any request for bank credentials before a selection has been made. None of those appear in this slice.

What is the fastest microgrant to apply for?

By the catalog’s published estimates, AdIQ Cares at roughly 15 minutes for $2,500. (The Galaxy Grant, also about 15 minutes and free to enter, closed its $2,500 round on October 31, 2026; the next round has not been announced.) Skip and HerRise take about half an hour for $1,000. Speed cuts both ways: an application anybody can finish in a quarter of an hour is one everybody finishes, so the shortest forms are also the most entered. If you have a genuine geographic or demographic angle, a longer local application is usually the better use of the same hour.

Can I apply for more than one microgrant at a time?

Yes, and at this size that is the point. Almost none of these programs restrict you from holding other awards; the restrictions that do exist are within a program — Entreprenista excludes previous winners, Iowa allows one application per entity per cycle and will not fund the same project two years running, and Outta Excuses runs one entry per quarterly period. The Awesome Foundation explicitly allows applications to multiple chapters. Where a program does have an exclusivity rule it is in its eligibility list on its own page.

Is a microgrant taxable?

For a for-profit US business, a grant is generally treated as taxable income, and funders paying $2,000 or more commonly issue a Form 1099 (the threshold that replaced the long-standing $600 rule for tax years beginning after 2025). That surprises people at this award size in particular, because a $5,000 microgrant feels like a gift rather than revenue. Reimbursement programs work differently again, since you are being repaid for a deductible expense. This is genuinely accountant territory and not something to settle from a web page — ask yours before you spend the whole award.

Where do I find microgrants for my state?

15 of the 31 programs here are tied to a single state, city or county, across 11 states, and they are consistently the most winnable rows on the page because the applicant pool is small. Use the state filter on the table above, and check our standing guide to US microgrants under $10,000 for the recurring national programs in more depth. Your state economic development office and your city’s small-business office are the two sources that publish local microgrants earliest — frequently before any aggregator, this one included, has them.

LGBTQ+ founders should also check their metro's LGBTQ+ chamber; see local LGBTQ+ chamber grants.